创业的步骤
Use this guide to help turn your idea into a successful business.
Starting a small business is exciting and challenging, and involves careful planning and decisions. It's important to have a well-developed business proposal that meets an untapped need so that your idea can turn into a successful business. The following steps can help move your business idea forward.
1. 决定一个商业理念
当你考虑开一家小公司的时候, think about your strengths and interests: What could you do forever? 什么是你永远不会做的? How do you feel about interacting with people or spending your time at a desk? Ask yourself these questions to narrow down your business ideas and options.
2. Validate your small business idea by conducting market research
You should feel confident that your product or service will have a hungry audience and that you can offer it in a better way than your competitors.
3. 撰写商业计划
When thinking about the process of running a small business, a 商业计划 will help you organize your thoughts and clarify your business idea.
4. 考虑启动成本和融资选择
While it can be tempting to keep all your finances together, especially when t在这里 aren’t too many business expenses at the beginning, 在未来的道路上，事情可能不会那么简单. It is important to consider various startup costs such as advertising, 供应, 许可证, 科技与pp王者电子官网. Some costs could be one-time to get the business up and running, while others are reoccurring costs. 作为一个小企业主, 你可以通过投资者寻求融资机会, 贷款, 拨款或探索众筹来筹集资金.
5. 继续为退休做准备
- If you're opening a small business without any employees, an 个人(k)计划 对你来说可能是个不错的选择.
- If you're planning to have employees outside of yourself and spouse, take a look at the Savings Incentive Match Plan for Employees (SIMPLE IRA) or the Safe Harbor 401k plan. 提供一个 小企业退休计划 can serve as a means for attracting and maintaining employees.
如何开店
在你的小生意开始运作之前, you'll need to complete the following legal requirements. Consult an attorney and/or accountant for guidance relevant to your specific situation.
- 决定你的业务结构. Is your business a sole proprietorship, a partnership or something else? The Internal Revenue Service (IRS) can provide more information on 业务结构类型.
- Most states require you to apply for one or more 许可证s, permits or identification numbers. 了解更多有关 小型企业需求 为了你的国家.
- 确定企业名称并进行注册.
- If you plan to employ people to help run your small business, you'll need to 申请员工识别号码 通过国税局.
- Determine whether you will use the calendar year or a fiscal year for taxes.
- 完整的法律要求.
- Apply for insurance to protect the investments you’ve made, and coverage can vary by business.
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