举办家庭聚会时要考虑的pp王者电子官网问题
Hosting a party at home
Whether you want to show off your newly redecorated apartment, you're having a small family BBQ or you're hosting a crowd for the big game因此，了解你是否需要为家庭聚会投保是很重要的. Take a look at your homeowners or renters insurance 政策和帮助确保你在意外发生时得到保障.
Property damage to your home
If you are hosting a party at home，你的房主和房客的pp王者电子官网政策可能包括以下内容:
- 家中可能被火灾或烟雾损坏的财产(一定要检查您的财产) smoke detectors before guests arrive)
- 家中的财产可能会因人为破坏而损坏
- Property in your home that could be stolen
- Home windows that could be broken
Injury to a guest
你永远不知道聚会上什么时候会出问题. 这就是为什么有足够的食物很重要 liability coverage for:
- 因你提供的酒精而导致的事故或伤害
- 客人因为你提供的食物而生病
- Damage to equipment 任何供应商，比如摄影师、乐队或宴会承办商，都可能带来
- If your dog bites a guest
- Guests having a slip, trip or fall on your property
记住，你家里的人越多，潜在的债务就越多. Why not consider a Personal Umbrella Policy当你的房屋pp王者电子官网到期时，它就会生效, 这能保护你的个人财产吗.
与你的pp王者电子官网公司核实一下，看看他们是否提供事件责任pp王者电子官网，以保护你在聚会期间不可预见的事件. 这些活动可能包括婚礼、毕业典礼或退休派对.
Damage to your stuff
- 你家里的一些物品可能比你的房主政策所涵盖的更有价值. A Personal Articles Policy can help make sure you're protected.
- Create a home inventory before the party starts. If anything, like an accident or theft, happens to something you own, 你的pp王者电子官网公司会有记录的.
Help keep your guests safe
- Encourage guests to designate a driver.
- 提供不含酒精的饮料，并提供食物.
- 不要催促客人赶紧喝酒，也不要急着给他们续杯.
- 派对快结束时不要再供应酒精饮料.
- 如果客人喝多了，叫辆出租车或 ride share service安排一个清醒的客人搭便车，或者让他们睡在你的家里或公寓里.
- Remind all your guests to wear seat belts on the way home.
Also remember, part of being a neighbor and/or good tenant 提前让你的邻居和房东知道你的活动吗. 这是为了帮助提前解决任何问题. 然后，花一些时间来帮助确保你和你的家或公寓受到保护. Not sure if you're covered? Your local State Farm® agent may help.
